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St. Louis Missouri Bankruptcy Attorney
What is Chapter 13 bankruptcy and how can a St. Louis Missouri Bankruptcy Attorney help?
A Chapter 13 may help you with debts that are out of control. Your St. Louis Missouri Bankruptcy Attorney may advise you to file a Chapter 13 Bankruptcy. This is best if you are behind on your house payments, are behind on your car payments, have a lot of past-due taxes, or have income that will allow you to make payments. A chapter 13 Bankruptcy may be a great option for you in many circumstances.
In a Chapter 13 Bankruptcy, you may not have to pay back all of your debt. In fact, most people don’t! You may have to pay certain debts back. Many filers just pay their car loan or your missed house payments (if keeping them). You do not always have to pay back your credit debt in full.
You can read more information at our BLOG written by a St. Louis Missouri Bankruptcy Attorney.
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Chapter 7 and Chapter 13 St. Louis Missouri Bankruptcy Attorney
What is Chapter 7 bankruptcy?
In many cases, you may not be able to make payment on your debts. You may qualify for Chapter 7 Bankruptcy relief. In a Chapter 7 Bankruptcy, you are not forced to make payments. Rather, you can get a discharge of your credit card, medical, and other debts that have no collateral. You may even be able to reduce your car payment. If you have valuable property, you should talk to a St. Louis Missouri Bankruptcy Attorney to make sure that you don’t risk losing that valuable property in a Chapter 7 Bankruptcy.
Struggling with bills? A Chapter 7 Bankruptcy can help you! 314-827-4027
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Is Chapter 7 Bankruptcy or Chapter 13 Bankruptcy better?
Neither type of bankruptcy is “better” than the other, but you can accomplish different things depending on what bankruptcy you file. If you file a Chapter 13 Bankruptcy, for example, you may be able to remove your second mortgage. However, either type of bankruptcy will get rid of certain debts and stop collection attempts. You should take to a St. Louis Missouri Bankruptcy Attorney to determine your best option.