St. Louis Bankruptcy Lawyer – Sean C. Paul, Attorney
St. Louis Chapter 13 and Chapter 7 Bankruptcy Lawyer
Call today! 314-827-4027
What is bankruptcy? – St. Louis Chapter 13 Bankruptcy Lawyer
You generally have two options available to you under the law. You can file a chapter 7 Bankruptcy and Chapter 13 bankruptcy. You should talk to a St. Louis Chapter 13 and Chapter 7 Bankruptcy Lawyer. A bankruptcy, generally, can be used to:
- Stop Foreclosure.
- Stop Repossession.
- Stop wage garnishments
- Organize your debts into a plan you can afford.
- Keep your car and house.
- Decrease principal on car loans.
- Stop wage garnishments.
- Eliminate a Second Mortgage.
- Get rid of debts that have been burdening you and your family.
A chapter 7 bankruptcy and chapter 13 bankruptcy are court supervised legal proceedings. This means that your creditors are forced by law to obey the court. In this case you can put the courts to work for you. This may be your only way to stop creditor actions.
Should I file bankruptcy?
If you are asking this question, then a Chapter 7 bankruptcy or a Chapter 13 bankruptcy may be your best option. Just “keeping up” with the payments isn’t enough. If you can make only the minimum payments now, it may take you 20 or more years to repay. That’s 20 years of not saving enough for retirement and not building an emergency fund. That’s 20 years of paying for past mistakes and not building for the future. You can get a fresh start now! Talk to a St. Louis Chapter 13 and Chapter 7 Bankruptcy Lawyer.
Why not do a debt settlement program?
These types of programs are common today. Debt-settlement companies say they can help you avoid bankruptcy. In some situation, bankruptcy may not be the best option. However, this is rare. With debt settlement, you will have to find ways to settle your debt. You will often make payments over several years into an escrow account that will be used to settle debts. Your creditors in a debt-settlement program are NOT required to work with you. In fact, they may sue you anyway. Since bankruptcy is a legal proceeding in court, both you and your creditors have to follow the rules. Bankruptcy is almost always a better option.
You can also read more information at our BLOG written by a St. Louis Chapter 13 and Chapter 7 Bankruptcy Lawyer.
Call at 314-827-4027 or click the link to contact a St. Louis Bankruptcy Lawyer.
Sean C. Paul is licensed to practice law in the State of Missouri. He practices in the Federal Courts of the Eastern District of Missouri, the Southern District of Illinois, and the Central District of Illinois.
Sean C. Paul will give you the individual attention you deserve. He understands the importance of your financial decisions. He wants to help you make the best choice, whether it’s a Chapter 7 Bankruptcy, a Chapter 13 Bankruptcy, or something else entirely.
St. Louis Chapter 13 and Chapter 7 Bankruptcy Attorney
Don’t hesitate to call us for help. We have a St Louis Chapter 13 lawyer available during normal business hours. We can also discuss chapter 7 bankruptcy. You can also set an appointment through our website. We offer evening and Saturday hours.
Remember: you and your family deserve a fresh financial start. Don’t struggle with your debts for year to come! Contact a St. Louis bankruptcy lawyer today and make your financial future your own!
After Bankruptcy, you can:
- Rebuild credit.
- Work toward a house or car.
- Save for your child.
- Put money away for the future.
- Sleep soundly at night!
Don’t let your creditors control your finances. Call today! 314-827-4027
St. Louis Chapter 7 and St. Louis Chapter 13 Bankruptcy Lawyer